FEDERAL NOTICES 
Lincoln Auto Outlet/ Lincoln Automall 

  
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT 
To help the government fight the funding of terrorism and money

laundering activities, Federal law requires all financial institutions

to obtain, verify, and record information that identifies each person

who opens an account. What this means for you: When you open an

account, we will ask for your name, address, date of birth, and other

information that will allow us to identify you. We may also ask to see

your driver's license or other identifying documents. 
STATE NOTICES 
Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas,

Washington or Wisconsin Residents: If you, the applicant, are married

and live in a community property state, you should also provide the

personal credit information on your spouse in the co-applicant section.

Your spouse is not required to be a co-applicant for the credit

requested unless he/she wishes to be a co-applicant. California

Residents: An applicant, if married, may apply for a separate account.

Ohio Residents: Ohio laws against discrimination require that all

creditors make credit equally available to all creditworthy customers

and that credit reporting agencies maintain separate credit histories

on each individual upon request. The Ohio Civil Rights Commission

administers compliance with this law. New Hampshire Residents: If this

is an application for balloon financing, you are entitled to receive,

upon request, a written estimate of the monthly payment amount that

would be required to refinance the balloon payment at the time such

payment is due based on the creditor's current refinancing programs.

New York Residents: In connection with your application for credit, we

may request a consumer report that contains information on your credit

worthiness, credit standing, personal characteristics and general

reputation. If we grant you credit, we or our servicer may order

additional consumer reports in connection with any update, renewal or

extension of the credit. If you ask us, we will tell you whether we

obtained a consumer report and if we did, we will tell you the name and

address of the consumer reporting agency that gave us the report.

Vermont Residents: By clicking on "Submit", you authorize us and our

employees or agents to obtain and verify information about you

(including one or more credit reports, information about your

employment and banking and credit relationships) that we may deem

necessary or appropriate in evaluating your application. If your

application is approved and credit is extended, you also authorize us,

and our employees and agents, to obtain additional credit reports and

other information about you in connection with reviewing the account,

increasing the available credit on the account (if applicable), taking

collection on the account, or for any other legitimate purpose. Married

Wisconsin Residents: Wisconsin law provides that no provision of any

marital property agreement, or unilateral statement, or court order

applied to marital property will adversely affect a creditor?s

interests unless, prior to the time that the credit is granted, the

creditor is furnished with a copy of the agreement, statement or

decree, or has actual knowledge of the adverse provision. If you are

making this application individually, and not jointly with your spouse,

the full name and current address of your spouse must be properly

disclosed in the co-applicant section of this application.